This Terms of Use Agreement (this “Agreement”) together with privacy policy sets forth the terms under which “you”, (visitor to the website thecardsminer.com) may use and access the services. Access to, use of and/or browsing of the website is provided subject to the terms and conditions set forth herein. By accessing, using and/or browsing the website, you hereby agree to these terms and conditions.
This agreement contains warranty disclaimers and other provisions related to the site usage. Please read these terms and conditions carefully and in their entirety, as using, accessing and/or browsing the site constitutes acceptance of these terms and conditions. If you do not agree to be bound to each and every term and condition set forth herein, please exit the site immediately and do not use, access and/or browse the site.
By entering the site, you acknowledge and agree that you have read and understand these terms and conditions, that the provisions, disclosures and disclaimers set forth herein are fair and reasonable, and that your agreement to follow and be bound by these terms and conditions is voluntary and is not the result of fraud, or undue influence exercised upon you by any person or entity.
Financial Disclaimer
The Site and the services, information, content and/or data (collectively, “Information”) contained therein is for informational purposes only. The decision to select and apply for a credit cad product is made solely by the site visitor. Thecardsminer.com doesn’t provide any financial, legal, personal finance advice. You hereby agree that the final decision about applying for a credit card product will be made solely by you after reading and understanding the detailed terms and conditions about the product on issuers secure application page. Thecardsminer.com will not be responsible for any underwriting decisions, credit bureau inquiries and any changes to site visitor’s credit score.
Information disclaimer
Thecardsminer.com strives to keep the site up-to-date with latest information, availability and offers about credit cards. The Information may be changed without notice and is not guaranteed to be complete, correct, timely, current or up-to-date. The information and offers are presented without any warranty. As the credit card offers change frequently, the information may become out-of-date. Thecardsminer.com undertakes no obligation to update any Information on the site; provided, however, that the Thecardsminer.com may update the information and website content at any time without notice in the Thecardsminer.com’s sole and absolute discretion. Thecardsminer.com reserves the right to make changes or deletions to the information at any time without notice.
Advertiser Disclosure
We provide tools to compare cards and strive to simplify the credit card search process for customers. The offers presented on this site are from our partner companies. Thecardsminer does not offer financial products. All application pages are hosted by issuers who collects and approve or decline applications. Thecardsminer doesn’t ask for customer’s private information on this site and doesn’t make decisions on applications. This site does not include all credit card offers or all credit card companies in the marketplace. Availability of products and offers may impact how and where products appear on this site and under listing categories. Credit card offers and partnerships change over time and offers on this site may not represent the latest offers from the partners. Always check all the terms and conditions from issuers before selecting and applying for a credit card. The content on this site is not provided or endorsed by a credit card issuer.
Third party links
The site contains links to third party web sites and other resources. These links are provided solely as a convenience to you and not as a guarantee, warranty, or recommendation by Thecardsminer.com of the product availability, offer availability, services, information, content and/or data on such third-party web sites or as an indication of any affiliation, sponsorship or endorsement of such third-party web sites. Thecardsminer.com is not responsible for the content of linked third party web sites and does not make any representations or warranties regarding the privacy practices of, or the content or accuracy of materials on, such third-party websites. Your use of third-party websites is subject to the privacy policy, terms of use for such sites.
The inclusion of third party advertisements does not constitute an endorsement, guarantee, warranty, or recommendation of, and thecardsminer.com makes no representations and/or warranties about, any product or service contained therein.
Site Usage
You are granted non-exclusive permission to view this site solely for your own personal, use, provided that you agree to and accept without modification the disclosures, terms and conditions set forth in this agreement.
Your site usage does not include the right to copy some or all of the materials, data, or other information on this site, for your personal or professional use. As a condition of your use of this Site, you warrant to us that you will not use the Site for any purpose that is unlawful or prohibited by these Terms and Conditions. If you breach any of these Terms and Conditions, your authorization to use this site automatically terminates, and you must immediately cease use of the site.
Thecardsminer.com shall have absolutely no liability in connection with any decision made or action taken or not taken in reliance upon the Information from this site.
Age restriction
The Site is intended for persons eighteen (18) years or older. Persons under the age of eighteen (18) should not access, use and/or browse the Site.
Amendments
Thecardsminer.com reserve the right to make amendments to the terms and conditions of this agreement in whole or in parts at any time for any reason without any notice to you, whether prior or otherwise. Modified terms of use will be available on the website and is effective from the date of posting.
Intellectual Property
The Site is protected by United States copyright laws. Thecardsminer.com hereby reserves any and all intellectual property rights in the Site.
Indemnification
You agree to indemnify and hold harmless thecardsminer.com and it’s staff from any claim or demand, including attorneys’ fees, made by any third party as a result of (1) your use of this site, (2) any violation of law that occurs by your violation of these Terms of use through the Site.
Credit card resources for site visitors:
Federal law allows you to get a free copy of your credit report every 12 months* from credit bureaus. Free credit report is available at: https://www.annualcreditreport.com
* During covid-19 pandemic, Equifax, Experian and TransUnion are offering free weekly credit reports.
You can access consumer resources to manage finances from Consumer Financial Protection Bureau at: https://www.consumerfinance.gov/
Credit cards resources at: https://www.consumerfinance.gov/consumer-tools/credit-cards/