Secured

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on Capital One secure site

Secured Mastercard®

26.99% Variable -
  • Make the minimum required security deposit and you’ll get an initial credit line of $200.
  • Plus, deposit more money before your account opens to get a higher credit line.
  • Accepted at millions of locations worldwide.

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 $0
+ Product Details
  • Click “APPLY NOW” to apply online
  • No annual fee.
  • Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus.
  • Accepted at millions of locations worldwide.
  • Make the minimum required security deposit and you’ll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit.
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed.
  • We will monitor your account, and as you use it responsibly by doing things like making on-time payments, you may be able to earn back your deposit as a statement credit.
  • Easily manage your account 24/7 with online access, by phone or using our mobile app.
  • Network: Mastercard
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on Citibank secure site

Secured

22.49% Variable -

The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.

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 $0
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  • Click “APPLY NOW” to apply online
  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.
  • The standard variable APR for Citi Flex Plan is 22.49%. Citi Flex Plan offers are made available at Citi’s discretion.
  • Network: Mastercard.
Apply Now
on Bank of America secure site

Bank of America® Customized Cash Rewards Secured

23.99% Variable -

You can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the key factors affecting your score, and other information that can help you keep your credit healthy.

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  • 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings.
  • 2% cash back at grocery stores and wholesale clubs.
  • Unlimited 1% cash back on all other purchases.
  • You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.
 $0
+ Product Details
  • Click “APPLY NOW” to apply online.
  • “3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings.
  • 2% cash back at grocery stores and wholesale clubs.
  • Unlimited 1% cash back on all other purchases.
  • You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.”
  • A minimum refundable security deposit of $300 (maximum of $4,900) is required to open this account.
  • We’ll periodically review your account and, based on your overall credit history (including your account with us and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
  • Now, you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the key factors affecting your score, and other information that can help you keep your credit healthy.
  • Network: Visa
Apply Now
on Discover secure site

Discover it® Secured

22.99% Variable 10.99% for 6 months on Balance Transfers.

Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score.

Unlimited Cashback Match: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn unlimited 1% cash back on all other purchases – automatically.
 $0
+ Product Details
  • Click “APPLY NOW” to apply online.
  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • Using your secured credit card helps build a credit history with the three major credit bureaus. Generally, prepaid and debit cards can’t do that.
  • Establish your credit line with your tax return by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score.
  • Intro Offer: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Network: Discover.