Citi has introduced a new addition to its Strata credit card lineup — the Citi Strata Elite℠ Credit Card. As the third card in the Strata family, it marks Citi’s return to the premium travel card space. Reimagined from the now-discontinued Citi Prestige, the Strata Elite℠ credit card brings a modern upgrade with enhanced travel rewards, exclusive benefits, and a more user-friendly experience tailored for frequent travelers and dining enthusiasts.
Citi Strata Elite℠ Snapshot: Key Features & Perks
Citi Strata Elite℠ Credit Card offers up to $1,500 value to its customers.
Limited time bonus offer: Earn 80,000 bonus points when you spend $4,000 within the first 3 months of account opening.
Earning Rewards
Earn 12X Points on hotel stays, car rentals, and attraction bookings made through CitiTravel.com.
Earn 6X Points on flights booked through CitiTravel.com.
Earn 6X Points on dining during Citi Nights℠ — Fridays and Saturdays between 6 PM and 6 AM ET.
Earn 3X Points at restaurants during all other times.
Earn 1.5X Points on all other purchases, no categories or limits.
Travel & Lifestyle Credits
Hotel Credit – Up to $300 per Year
Get up to $300 back each calendar year when you book a hotel stay of two nights or more through CitiTravel.com.
Splurge Credit – Up to $200 per Year
Receive up to $200 in annual statement credits when you spend with up to two select partners: 1stDibs, American Airlines (restrictions apply), Best Buy®, Future Personal Training, or Live Nation®.
Chauffeur Credit – Up to $200 per Year
Enjoy up to $200 annually in statement credits when you ride with Blacklane, a premium chauffeur service. Get up to $100 back from January to June, and up to $100 from July to December.
Airport Lounge Access
Priority Pass™ Select Membership
Complimentary membership grants you access to over 1,500 airport lounges worldwide, a benefit valued at $469 per year.
American Airlines Admirals Club® Access
Receive 4 lounge passes annually for access to nearly 50 Admirals Club® locations. Inside, enjoy snacks, beverages, and travel assistance—worth over $300 annually.
Global Entry / TSA PreCheck® Credit
Application Fee Reimbursement – Up to $120
Every four years, get up to $120 in statement credit to cover the application fee for Global Entry® or TSA PreCheck®.
Citi Strata Elite℠ Credit Card features:
$595 annual fee, $75 annual fee for authorized users
No foreign transaction fee
21.24% – 29.24% variable APR on purchases and balance transfers
$5 or 5% balance transfer fee, whichever is greater
Bonus points are awarded as ThankYou® Points, which can be redeemed through a wide range of flexible and valuable options.
Book Travel Through Citi Travel
Use points to reserve flights, hotels, car rentals, and popular attractions directly on CitiTravel.com.
Transfer to Travel Partners
Convert points to major loyalty programs including American Airlines AAdvantage, JetBlue TrueBlue, Virgin Atlantic Flying Club, Cathay Pacific Asia Miles, EVA Air Infinity MileageLands, Choice Privileges, The Leading Hotels of the World®, and more.
Shop with Points
Use your points at checkout with participating online retailers like Amazon.com, Best Buy, and PayPal.
Redeem for Gift Cards or Cash Back
Exchange points for gift cards to top brands or opt for cash back and other rewards through ThankYou.com.
