0% APR

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on Citibank secure site

Simplicity

0% intro APR on purchases for 18 months from the date of account opening, then a variable APR, 14.74% - 24.74% 0% for 18 months on Balance Transfers.

No late fees, no penalty rate and no annual fee – ever.

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 $0
+ Product Details
  • Click “APPLY NOW” to apply online.
  • Get 0% Intro APR for 18 months on purchases and balance transfers. After that, the variable APR will be 14.74% – 24.74%, based on your creditworthiness.
  • The only credit card where ‘no’ is good: no late fees, no penalty rate and no annual fee – ever.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each credit card balance transfer, whichever is greater.
  • Network: Mastercard.
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on Discover secure site

Discover it® Business Credit Card

0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 12.99% - 20.99% -
  • Redeem cashback at any time for any amount.
  • You can apply your rewards as cash and towards purchases at Amazon.com.

Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 1.5% cash back on every dollar spent on all purchases.
  • Your rewards never expire.
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+ Product Details
  • Click “APPLY NOW” to apply online.
  • Earn 1.5% cash back on every dollar spent on all purchases. Your rewards never expire.
  • No annual fee.
  • 0% Intro APR for 12 months on purchases. Then 12.99% to 20.99% Standard Variable Purchase APR will apply.
  • The only business credit card with Cashback Match, Only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year!1 There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Network: Discover.
Apply Now
on Discover secure site

Discover it® Student Cash Back

0% intro APR on purchases for 6 months from the date of account opening, then a variable APR, 12.99% - 21.99% 10.99% for 6 months on Balance Transfers.
  • No annual fee.
  • No late fee on first late payment.
  • No APR change for paying late.

Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
 $0
+ Product Details
  • Click “APPLY NOW” to apply online.
  • Intro Offer: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends’ recommendations.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% – 21.99% applies.
  • Network: Discover.
Apply Now
on Wells Fargo secure site

Wells Fargo Active℠ Cash Card

0% APR for 15 months, after that, a variable APR of 14.99% to 24.99% 0% APR for 15 months, after that, a variable APR of 14.99% to 24.99%
  • Cell phone protection when customers pay their monthly cell phone bill with their Wells Fargo Active℠ Cash Card

Earn $200 in cash rewards when you spend $1000 on purchases in the first 3 months
  • Unlimited 2% cash rewards on purchases with no category limitations or quarterly activations
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+ Product Details
  • Click “APPLY NOW” to apply online
  • Network: Visa
  • Unlimited 2% cash rewards on purchases. with no category limitations or quarterly activations
  • $0 annual fee.
  • Unlimited 2% cash rewards on purchases.
  • Customers can earn a $200 cash rewards bonus when they spend $1,000 in purchases in the first 3 months.
  • Introductory offer includes 0% APR on purchases and qualifying balance transfers for the first 15 months from account opening; after that, a variable APR of 14.99% to 24.99% applies.
  • Cell phone protection when customers pay their monthly cell phone bill with their Wells Fargo Active℠ Cash Card
  • Access to Visa Signature Concierge Service and Visa Signature Luxury Hotel Collection.

 

 

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on Chase secure site

Chase Slate Edge℠

0% intro APR on purchases for 12 months from the date of account opening, then a variable APR of 14.99%-23.74% 0% for 12 months on Balance Transfers

Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary

Receive a $100 bonus on your statement when you spend $500 in your first six months from account opening

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 $0
+ Product Details
  • Click “APPLY NOW” to apply online
  • Receive a $100 bonus on your statement when you spend $500 in your first six months from account opening
  • 0% Intro APR for 12 months from account opening on purchases and balance transfers, then a variable APR of 14.99 – 23.74%
  • No annual fee
  • You will automatically be considered for an APR reduction by 2% when you pay on time, and spend at least $1,000 on your card by your next account anniversary, until your APR reaches the Prime Rate plus 9.74% (currently 12.99% variable APR based on the Prime Rate of 3.25% as of 2/4/2021)
  • Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more
  • Network: Visa