Best Credit Cards

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on Citibank secure site

Citi Custom Cash℠ Card

0% intro APR for 15 months, then a variable APR, 13.99% - 23.99% 0% intro APR for 15 months, then a variable APR, 13.99% - 23.99%

Automatically earn 5% cash back on eligible categories.  No hassle of enrollment, activation on rotating bonus categories

Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter
  • Earn unlimited 1% cash back on all other purchases
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  • Network: Mastercard
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • ThankYou® Points can be redeemed for cash back as a direct deposit, statement credit, check in a variety of other ways from gift cards to travel to Shop with Points at Amazon.com and PayPal. Redemption rates may vary
  • Citi will only issue one Citi Custom Cash℠ Card account per person
  • 5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
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on Citibank secure site

Citi® Diamond Preferred® Card

0% intro APR on purchases for 18 months from the date of account opening, then a variable APR, 14.74% - 24.74% 0% for 18 months on Balance Transfers

Enjoy free access to your FICO® Score online.

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  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% – 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% – 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
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Citi® Double Cash® Card

13.99% – 23.99% Variable 0% for 18 months on Balance Transfers
  • No restricting categories and no caps to total amount of cash back.
  • Convert their cash back to ThankYou Rewards Points.

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  • Earn 2% on every purchase with unlimited 1% cash back when you buy.
  • Plus an additional 1% as you pay for those purchases.
 $0
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  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
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on American Express secure site

Blue Cash Everyday® Card from American Express

0% intro APR on purchases for 15 months from the date of account opening, then a variable APR, 13.99% to 23.99% -
  • Plan It – Big purchase small payments.
  • Exclusive access to ticket presales.

$200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
 $0
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  • Click “APPLY NOW” to apply online
  • Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Network: AMEX
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American Express® Gold Card

15.99% - 22.99% Variable -
  • $120 Dining Credit.
  • $100 Airline Fee Credit.
  • $120 Uber Cash.

Earn 75,000 Membership Rewards Points after you spend $4,000 on purchases on your new Card in your first 6 months.
  • Earn 4X Points on Restaurants including takeout and delivery.
  • Earn 4X Points at U.S. Supermarkets on up to $25,000 per calendar year in purchases.
  • Enjoy up to $120 in Uber Cash annually with your Gold Card.
  • When you dine at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations you can earn up to $10 in statement credits monthly when you pay with the Gold Card.
  • Earn 3X Points on Flights booked directly with airlines or on amextravel.com.
 $250
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  • Earn 4X Points on Restaurants including takeout and delivery.
  • Earn 4X Points at U.S. Supermarkets on up to $25,000 per calendar year in purchases.
  • $120 Uber Cash Enjoy up to $120 in Uber Cash annually with your Gold Card.
  • $120 Dining Credit,When you dine at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations you can earn up to $10 in statement credits monthly when you pay with the Gold Card. This can be an annual savings of up to $120. Enrollment required.
  • Earn 3X Points on Flights booked directly with airlines or on amextravel.com
  • Network: AMEX
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on American Express secure site

Blue Cash Preferred® Card from American Express

0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 13.99% to 23.99%. -

Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.

Earn $300 Back after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $300 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 in annual purchases, then 1% cash back.
  • Earn 6% cash back on streaming your favorite shows, movies, and more on select U.S. streaming subscriptions.
  • Earn 3% cash back on transit purchases, including the trains, buses, and highway tolls you commute on every day.
  • Earn 3% cash back on purchases at U.S. gas stations.
  • Earn 1% cash back on the purchases you make every day.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
 $95
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  • Earn $300 Back after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $300 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 in annual purchases, then 1% cash back.
  • Earn 6% cash back on streaming your favorite shows, movies, and more on select U.S. streaming subscriptions.
  • Earn 3% cash back on transit purchases, including the trains, buses, and highway tolls you commute on every day.
  • Earn 3% cash back on purchases at U.S. gas stations.
  • Earn 1% cash back on the purchases you make every day. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 13.99% to 23.99%.
  • Network: AMEX
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on Bank of America secure site

Bank of America® Cash Rewards credit card

0% intro APR on purchases for 15 months from the date of account opening, then a variable APR, 13.99% to 23.99%. 0% for 15 months on Balance Transfers

No annual fee and cash rewards don’t expire.

$200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • Earn 3% cash back in the category of your choice.
  • Automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
  • Unlimited 1% on all other purchases.
 $0
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  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% – 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • No expiration on rewards.
  • If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase.
  • Contactless Cards – The security of a chip card, with the convenience of a tap.
  • Network: Visa
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on Bank of America secure site

Bank of America® Premium Rewards® credit card

15.99% - 22.99% Variable -
  • No limit to the points you can earn and your points don’t expire.
  • No Foreign Transaction Fees.

Receive 50,000 online bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases.
  • Unlimited 1.5 points per $1 spent on all other purchases.
 $95
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  • Receive 50,000 online bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases.
  • If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase.
  • No limit to the points you can earn and your points don’t expire.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years.
  • No Foreign Transaction Fees.
  • Low $95 annual fee.
  • Contactless Cards – The security of a chip card, with the convenience of a tap.
  • Network: Visa
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on Bank of America secure site

Bank of America® Travel Rewards credit card

0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 13.99% to 23.99%. -

No annual fee and No foreign transaction fees and your points don’t expire.

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.

Earn unlimited 1.5 points per $1 spent on all purchases.

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  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 13.99% – 23.99% Variable APR will apply.
  • If you’re a Preferred Rewards member, you can earn 25% – 75% more points on every purchase.
  • Contactless Cards – The security of a chip card, with the convenience of a tap.
  • Network: Visa
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on Bank of America secure site

BankAmericard® credit card

0% intro APR on purchases for 18 months from the date of account opening, then a variable APR, 12.99% to 22.99%. 0% for 18 months on Balance Transfers

No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.

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  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% – 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • No annual fee.
  • No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app.
  • Contactless Cards – The security of a chip card, with the convenience of a tap.
  • Network: Mastercard