Best Credit Cards

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Discover it® chrome

0% intro APR on purchases for 14 months from the date of account opening, then a variable APR, 11.99% - 22.99%

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn 1% unlimited cash back on all other purchases – automatically.
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  • Intro Offer: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. Based Customer Service available any time.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Network: Discover.
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Discover it® Miles

0% intro APR on purchases for 14 months from the date of account opening, then a variable APR, 11.99% - 22.99% 10.99% for 14 months on Balance Transfers.

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

Unlimited Bonus: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

Automatically earn unlimited 1.5x Miles on every dollar of every purchase – with no annual fee.

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  • Unlimited Bonus: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase – with no annual fee.
  • New! Redeem Miles to pay any part of your monthly bill, including your minimum payment.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Network: Discover.
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Wells Fargo Cash Wise Visa® card

0% intro APR on purchases for 15 months from the date of account opening, then a variable APR, 14.49% - 24.99% 0% for 15 months on Balance Transfers.

Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card.

Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months.
  • Earn unlimited 1.5% cash rewards on purchases.
  • 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening.
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  • Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months.
  • Earn unlimited 1.5% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee.
  • 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening.
  • $0 annual fee.
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card.
  • No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open.
  • Network: Visa.
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Wells Fargo Platinum card

0% intro APR on purchases for 18 months from the date of account opening, then a variable APR, 16.49% - 24.49% 0% for 18 months on Balance Transfers.

$373 Savings based on a transfer amount of $2,500 at a current APR of 15%

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  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee.
  • $0 Annual Fee.
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card.
  • Easy access to your FICO® Credit Score with Wells Fargo Online®.
  • Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications.
  • Convenient tools to help create a budget and manage your spending with My Money Map.
  • Network: Visa.
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Discover it® Business Credit Card

0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 12.99% - 20.99% -
  • Redeem cashback at any time for any amount.
  • You can apply your rewards as cash and towards purchases at Amazon.com.

Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 1.5% cash back on every dollar spent on all purchases.
  • Your rewards never expire.
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  • Earn 1.5% cash back on every dollar spent on all purchases. Your rewards never expire.
  • No annual fee.
  • 0% Intro APR for 12 months on purchases. Then 12.99% to 20.99% Standard Variable Purchase APR will apply.
  • The only business credit card with Cashback Match, Only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year!1 There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Network: Discover.
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Discover it® Student Cash Back

0% intro APR on purchases for 6 months from the date of account opening, then a variable APR, 12.99% - 21.99% 10.99% for 6 months on Balance Transfers.
  • No annual fee.
  • No late fee on first late payment.
  • No APR change for paying late.

Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
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  • Click “APPLY NOW” to apply online.
  • Intro Offer: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends’ recommendations.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% – 21.99% applies.
  • Network: Discover.
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Wells Fargo Active℠ Cash Card

0% APR for 15 months, after that, a variable APR of 14.99% to 24.99% 0% APR for 15 months, after that, a variable APR of 14.99% to 24.99%
  • Cell phone protection when customers pay their monthly cell phone bill with their Wells Fargo Active℠ Cash Card

Earn $200 in cash rewards when you spend $1000 on purchases in the first 3 months
  • Unlimited 2% cash rewards on purchases with no category limitations or quarterly activations
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  • Network: Visa
  • Unlimited 2% cash rewards on purchases. with no category limitations or quarterly activations
  • $0 annual fee.
  • Unlimited 2% cash rewards on purchases.
  • Customers can earn a $200 cash rewards bonus when they spend $1,000 in purchases in the first 3 months.
  • Introductory offer includes 0% APR on purchases and qualifying balance transfers for the first 15 months from account opening; after that, a variable APR of 14.99% to 24.99% applies.
  • Cell phone protection when customers pay their monthly cell phone bill with their Wells Fargo Active℠ Cash Card
  • Access to Visa Signature Concierge Service and Visa Signature Luxury Hotel Collection.