Best Credit Cards

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Bank of America® Premium Rewards® credit card

15.99% - 22.99% Variable -
  • No limit to the points you can earn and your points don’t expire.
  • No Foreign Transaction Fees.

Receive 50,000 online bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases.
  • Unlimited 1.5 points per $1 spent on all other purchases.
 $95
+ Product Details
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  • Receive 50,000 online bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases.
  • If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase.
  • No limit to the points you can earn and your points don’t expire.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years.
  • No Foreign Transaction Fees.
  • Low $95 annual fee.
  • Contactless Cards – The security of a chip card, with the convenience of a tap.
  • Network: Visa
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on American Express secure site

Blue Cash Preferred® Card from American Express

0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 13.99% to 23.99%. -

Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.

Earn $300 Back after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $300 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 in annual purchases, then 1% cash back.
  • Earn 6% cash back on streaming your favorite shows, movies, and more on select U.S. streaming subscriptions.
  • Earn 3% cash back on transit purchases, including the trains, buses, and highway tolls you commute on every day.
  • Earn 3% cash back on purchases at U.S. gas stations.
  • Earn 1% cash back on the purchases you make every day.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
 $95
+ Product Details
  • Click “APPLY NOW” to apply online
  • Earn $300 Back after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $300 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 in annual purchases, then 1% cash back.
  • Earn 6% cash back on streaming your favorite shows, movies, and more on select U.S. streaming subscriptions.
  • Earn 3% cash back on transit purchases, including the trains, buses, and highway tolls you commute on every day.
  • Earn 3% cash back on purchases at U.S. gas stations.
  • Earn 1% cash back on the purchases you make every day. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 13.99% to 23.99%.
  • Network: AMEX
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on American Express secure site

American Express® Gold Card

15.99% - 22.99% Variable -
  • $120 Dining Credit.
  • $100 Airline Fee Credit.
  • $120 Uber Cash.

Earn 75,000 Membership Rewards Points after you spend $4,000 on purchases on your new Card in your first 6 months.
  • Earn 4X Points on Restaurants including takeout and delivery.
  • Earn 4X Points at U.S. Supermarkets on up to $25,000 per calendar year in purchases.
  • Enjoy up to $120 in Uber Cash annually with your Gold Card.
  • When you dine at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations you can earn up to $10 in statement credits monthly when you pay with the Gold Card.
  • Earn 3X Points on Flights booked directly with airlines or on amextravel.com.
 $250
+ Product Details
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  • Earn 4X Points on Restaurants including takeout and delivery.
  • Earn 4X Points at U.S. Supermarkets on up to $25,000 per calendar year in purchases.
  • $120 Uber Cash Enjoy up to $120 in Uber Cash annually with your Gold Card.
  • $120 Dining Credit,When you dine at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations you can earn up to $10 in statement credits monthly when you pay with the Gold Card. This can be an annual savings of up to $120. Enrollment required.
  • Earn 3X Points on Flights booked directly with airlines or on amextravel.com
  • Network: AMEX
Apply Now
on American Express secure site

Blue Cash Everyday® Card from American Express

0% intro APR on purchases for 15 months from the date of account opening, then a variable APR, 13.99% to 23.99% -
  • Plan It – Big purchase small payments.
  • Exclusive access to ticket presales.

$200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
 $0
+ Product Details
  • Click “APPLY NOW” to apply online
  • Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Network: AMEX
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on Citibank secure site

Citi® Double Cash® Card

13.99% – 23.99% Variable 0% for 18 months on Balance Transfers
  • No restricting categories and no caps to total amount of cash back.
  • Convert their cash back to ThankYou Rewards Points.

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  • Earn 2% on every purchase with unlimited 1% cash back when you buy.
  • Plus an additional 1% as you pay for those purchases.
 $0
+ Product Details
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  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
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on Citibank secure site

Citi® Diamond Preferred® Card

0% intro APR on purchases for 18 months from the date of account opening, then a variable APR, 14.74% - 24.74% 0% for 18 months on Balance Transfers

Enjoy free access to your FICO® Score online.

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 $0
+ Product Details
  • Click “APPLY NOW” to apply online
  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% – 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% – 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
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on Wells Fargo secure site

Wells Fargo Active℠ Cash Card

0% APR for 15 months, after that, a variable APR of 14.99% to 24.99% 0% APR for 15 months, after that, a variable APR of 14.99% to 24.99%
  • Cell phone protection when customers pay their monthly cell phone bill with their Wells Fargo Active℠ Cash Card

Earn $200 in cash rewards when you spend $1000 on purchases in the first 3 months
  • Unlimited 2% cash rewards on purchases with no category limitations or quarterly activations
 $0
+ Product Details
  • Click “APPLY NOW” to apply online
  • Network: Visa
  • Unlimited 2% cash rewards on purchases. with no category limitations or quarterly activations
  • $0 annual fee.
  • Unlimited 2% cash rewards on purchases.
  • Customers can earn a $200 cash rewards bonus when they spend $1,000 in purchases in the first 3 months.
  • Introductory offer includes 0% APR on purchases and qualifying balance transfers for the first 15 months from account opening; after that, a variable APR of 14.99% to 24.99% applies.
  • Cell phone protection when customers pay their monthly cell phone bill with their Wells Fargo Active℠ Cash Card
  • Access to Visa Signature Concierge Service and Visa Signature Luxury Hotel Collection.