Citi Simplicity

on Citibank secure site

Purchase APR	0% intro APR on purchases for 12 months from the date of account opening
Balance Transfer APR	0% for 21 months on balance transfer
Benefits	No late fees, no penalty rate and no annual fee – ever.
Bonus Offer	N/A
Rewards Rate	N/A
Annual Fees	$0

Card Details

Get 0% Intro APR for 12 months on purchases and 21 months on balance transfers. After that, the variable APR will be 18.24% – 28.99%, based on your creditworthiness.
Balance Transfer Fee: Either $5 or 3% of the amount of each credit card balance transfer in first 4 months, whichever is greater.
No late fees, no penalty rate and no annual fee – ever.
Network: Mastercard.